You do not acquire, through this Terms of Use or Privacy Policy, any intellectual property rights or other exclusive rights, including patents, designs, databases, trademarks, copyrights or rights to confidential information or business secrets, about or related to the Software, the Application and/or the Site, which are the sole property of adc.


If the User develops a new module or product that features copy, in whole or in part, either from the data dictionary or from the program, it will be considered as part of the Software, and therefore its property is incorporated by adc and their use conditional upon these contractual clauses.


The User may download or print a copy of the information, spreadsheets and charts made available through the Site provided that it is for personal, non-marketable use. Any use of this material and / or the Site Content, in whole or in part, other than for your personal use under this Terms of Use, without the prior written consent of adc, is expressly prohibited.


Any Content made available on the Site and / or the Application, such as, but not limited to, text, graphics, images, logos, icons, photographs, editorial content, notifications, software and any other material, belong solely to adc and are protected by Brazilian law with regard to intellectual property and copyright.


With particular regard to Account Data and Personal Financial Data, the User understands and agrees that adc will act at meetings as a representative of the User.


The adc may, at its sole discretion, at any time, and without prior notice to the User:


Terminate, modify or suspend, in whole or in part, User's access to the Site and / or the Application, when said access or registration violates the conditions set forth in these Terms of Use and / or Privacy Policy;


Exclude, in whole or in part, the information registered by the User that is not in accordance with the provisions of this Terms of Use; and


Add, delete or modify Content offered on adc.


The adc may also, in its sole discretion, suspend, modify or terminate the activities of the Site and / or the Application, upon prior notice to the User, except in the event of unforeseeable circumstances or force majeure.


At any time, upon prior notice to the User at the email address provided by the User on his or her personal registration or through notice on the Site itself and / or the Application, the adc may also:


Set prices for offering certain content and / or services, even if initially offered free of charge, and the use of them, after such notice, is considered as the User's agreement with such prices; and,


Send to the User email messages or other correspondence of informative, commercial and / or promotional nature, unless expressly requested by the User, in accordance with the Privacy Policy.